Saskatchewan has longest surgical wait lines in Canada

October is Breast Cancer Awareness month, so how fitting that I was reading the Star Phoenix today and it made me sick to read the article on how Saskatchewan has the longest surgical wait lines in Canada: Click here for the article.

Imagine this.....
You have just been diagnosed with Cancer

• By the way the statistics are that you have a 1 in 2 chance of getting it sometime during your lifetime - Click here for the stats

You need to have surgery to remove the tumor because the cancer is spreading.

But -- there is a 6 month waiting list because you live in Saskatchewan.


I Don`t Think So, Dr. Whatshisname.

That`s when I get to tell him I have Critical Illness Insurance. In 30 days my financial advisor is going to hand me a cheque for $100,000 tax free, and I am going to Mayo Clinic to get this cancer out of me NOW. I am paying for it, but my life depends on it. I need this surgery to live.

And what`s worse about these wait times, is that it isn`t going to get better. The number of baby-boomers in our country is increasing at a rapid rate. By the year 2020, our country is going to look like the state of Florida, all white hairs! And this is going to put an even bigger drain on the health care system because the older you get, the more health problems you will incur.

This is why I ask clients, "In the event you are diagnosed with cancer, have a heart attack or stroke or some other critical illness, do you have enough money in your savings to pay your bills, take care of your family, and seek alternative medical treatment?"

Most of the time, its a no, I don't.

Then I ask, "Do you know of someone that has cancer and had to host a fundraiser so they can ask for money from friends and family in a really nice way because their medical bills and household bills are too steep that they can't manage on their own?"

Most of the time, its yes, I have been to a fundraiser.

Then I ask, "Ok, now do you want to ask your friends and family for money when you get sick, or do you want an insurance company to hand you cheque for $100,000 tax free so that you don't have to worry about your family's financial well-being and you can get better."

This is what Critical Illness Insurance does for people. I am so glad the Star Phoenix ran that artical today because it just proves how this insurance is the one you need.

Probability of Developing/Dying from Cancer

• On the basis of current incidence rates, almost 40% of Canadian women and almost 45% of men will develop cancer during their lifetimes.
• On the basis of current mortality rates, 24% of women and almost 29% of men, or approximately 1 out of every 4 Canadians, will die from cancer.

Click here for more information on Critical Illness Insurance.

Visit www.janeabellay.com for more up to date information.